About Loan Against Property

Loan Against Property provides you with a substantial financial boost by leveraging the value of your property. Here’s what you can expect.

High Loan Amounts: Access a significant sum of money based on your property’s value.

Lower Interest Rates: Benefit from comparatively lower rates than unsecured loans.

Flexible Repayment Terms: Choose from various repayment options to suit your financial situation.

Minimal Processing Time: Efficient processing with timely approvals and fund disbursement.

Easy Application Process: Simple paperwork and straightforward application steps.

Loan Against Property Products

Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.

Business Expansion

Utilize the funds to grow your business, purchase equipment, or manage operational costs. A LAP provides the capital needed to scale and enhance your business operations.

Education Financing

Support educational pursuits, whether for yourself or your family. Funds can cover tuition fees, course materials, and other related expenses.

Home Renovation

Finance significant home improvements or renovations. Use the funds to upgrade your living space, increase property value, or make essential repairs.

Personal Financial Needs

Access funds for various personal needs, such as weddings, travel, or debt consolidation. A LAP offers flexibility in meeting your financial goals.

 

Get financing for whatever you need now

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Loan Against Property - Eligibility

Any salaried, self-employed or professional Public and Privat companies, Government sector employees including Public Sector is eligible for a personal loan.

Age

Maximum age of applicant at loan maturity: 60 years

Income

Minimum Net Monthly Income: Rs 25,000

Credit Rating

Applicant should have the bank specified credit score.

Frequently Ask Questions

If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.

Generally, you need proof of property ownership, identity, income, and residence.

Funds are typically disbursed within [disbursement time, e.g., 1-2 weeks] after loan approval.

Yes, prepayment is allowed, and you can often do so without penalties, depending on the terms.

Defaulting may lead to penalties and potential legal action to recover the loan amount using the property.

 

Get in touch

Now apply for Loan Against Property online, All you need to do is provide your details below application form.

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